The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas. As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


IMG_0345White House meeting with NEC staff – to discuss CHLA recommendations on access to credit and role of non-bank mortgage lenders.
Featured Posts
National Mortgage News 1/19/16 – Industry at Loggerheads Over Need for More FHA Premium Cuts

National Mortgage News 1/19/16 - Industry at Loggerheads Over Need for More FHA Premium Cuts

Industry at Loggerheads Over Need for More FHA Premium Cuts   By Brian Collins January 19, 2016   WASHINGTON – As the Obama administration prepares ...

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Inside Mortgage Finance 8/24/16 – Trade Groups with Nonbank Members Ask the CFPB: How About Us?

Inside Mortgage Finance 8/24/16 - Trade Groups with Nonbank Members Ask the CFPB: How About Us?

Trade Groups with Nonbank Members Ask the CFPB: How About Us? By Carisa Chappell cchappell@imfpubs.com Two industry trade groups that represent small- and ...

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Housing Wire 7/29/16 – CHLA Op-Ed: Community Lenders should be exempt from CFPB exams and primary enforcement, too

Housing Wire 7/29/16 - CHLA Op-Ed: Community Lenders should be exempt from CFPB exams and primary enforcement, too

Community lenders: We should be exempt from CFPB exams and primary enforcement, too Just like most banks already are July 29, 2016 Scott ...

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National Mortgage News 7/05/16 – Small Lenders Fear Fannie, Freddie Credit Risk Transfer Plan

National Mortgage News 7/05/16 - Small Lenders Fear Fannie, Freddie Credit Risk Transfer Plan

Small Lenders Fear Fannie, Freddie Credit Risk Transfer Plan By Brian Collins July 5, 2016 WASHINGTON – The Federal Housing Finance Agency has ...

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Op-Ed:  Congress Risks Letting Big Banks Control Housing Finance

Op-Ed: Congress Risks Letting Big Banks Control Housing Finance

Congress Risks Letting Big Banks Control Housing Finance By Scott Olson May 26, 2016 It is quite clear that comprehensive legislative reform of the ...

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CHLA POLICY POSITIONS

FHA – ACCESS AND AFFORDABILITY
SAFE ACT PARITY
TRANSITIONAL LICENSING
GSEs – FEDERAL REGULATION
GSEs – CONGRESSIONAL MORTGAGE REFORM
MORTGAGE RULES AND REGULATIONS