The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.

 

As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing on Principles of Housing Finance Reform.

Read his Statement.


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GSEs will need one-time bailouts - Scotsman Guide 2/14/18

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GSE bill would expand competition and Ginnie Mae - Scotsman Guide 2/01/18

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Small-lender trade groups blast GSE plan - Scotsman Guide 1/26/18

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Small nonbanks send GSE reform wish list to Senate - National Mortgage News 1/24/18

January 24 2018, 1:57pm EST As reported by Ian McKendry in National Mortgage News, the Community Home Lenders Association  provided the ...

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CHLA Essential GSE Reform Small Lender Protections - 1/24/18

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Federal regulator calls for turning GSEs into utilities - Scotsman Guide 1/18/18

January 18, 2018 As reported in Scotsman Guide, FHFA Director Mel Watt has outlined the agency's recommended approach to reform the ...

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2018 Compliance & Regulation Outlook - National Mortgage News 12/26/17

December 26, 2017 As reported by Brian Collins in National Mortgage News, GSE reform in 2018 is more likely than ever.  ...

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CHLA Commends FHFA and Treasury for Establishment of GSE Capital Reserve

  Contact: Scott Olson                                   ...

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Mortgage lenders ask CFPB's Mulvaney to delay HMDA rule - National Mortgage News 12/13/17

December 13, 2017 As reported by Kate Berry in National Mortgage News, in a letter to CFPB's acting director, Mick Mulvaney, the ...

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CHLA letter to CFPB Acting Director, Mick Mulvaney re: HMDA requirements

December 13, 2017   The Honorable Mick Mulvaney Acting Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Acting Director Mulvaney: The Community Home ...

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NEW:  CHLA REPORT ON IMBs

 

CHLA GSE REFORM PLAN
IMB MARKET SHARE
FHA – REDUCING PREMIUMS
SAFE ACT PARITY
MORTGAGE INTEREST DEDUCTION – AT RISK
REGULATORY RELIEF FOR IMBS