The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.

 

As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing on Principles of Housing Finance Reform.

Read his Statement.


Featured Posts

CHLA asks FHFA to begin GSE recapitalization plans soon - Scotsman Guide 9/5/18

SEPTEMBER 5, 2018As reported by Victor Whitman on Scotsmanguide.com,  the Community Home Lenders Association is urging the Federal Housing Finance ...

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CHLA letter to FHFA re: Capital Requirements for Fannie Mae and Freddie Mac - 9/5/18

September 5, 2018   Notice of Proposed Rulemaking Federal Housing Finance Agency Enterprise Capital Requirements RIN 2590-AA95 The Community Home Lenders Association (CHLA) is pleased ...

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CHLA to IRS: Clarify IMBs are Eligible for 20% Small Business Pass-through Tax Deduction

 CHLA Letter lays out arguments in Detailed Comment Letter on Proposed Rule   Contact: Scott Olson                ...

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Federal control of Fannie and Freddie - What's Next? - National Mortgage News 9/3/18

September 03 2018 As reported by Hannah Lang on Nationalmortgagenews.com, ten years have passed since the GSEs were placed in "temporary" conservatorship, and long-term ...

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CHLA letter to Sec. Mnuchin and Comm. Kautter re: Tax Pass-through - 9/4/18

September 4, 2018   Hon. Steven Mnuchin                                      Hon. David J. Kautter Secretary, Department of the Treasury         Commissioner, Internal Revenue Service 1500 Pennsylvania Avenue NW          ...

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FHFA ends GSE's expanding role in its single-family rental pilot programs - Nat'l Mortgage News 8/21/18

August 21, 2018 As reported by Elina Tarkazikis on nationalmortgagenews.com, the Federal Housing Finance Agency is ending its experimental programs expanding the GSEs into ...

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FHFA has announced end of expansion into the single-family rental market - Housing Wire 8/21/18

August 21, 2018 As reported by Ben Lane on HousingWire.com, FHFA has announced an end to their expansion into the single-family rental market ...

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CHLA Op-ed: How IMBs are leading the way - 8/9/18

August 9, 2018 by  Scott Olson Independent mortgage bankers have increasingly been in the news of late. Ten years after the 2008 housing ...

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Treasury urges mortgage sector to embrace digital tech - Nat'l Mortgage News 8/06/18

August 6, 2018 As reported by Hannah Lang in National Mortgage News today,  the recently released report by the Treasury Department ...

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Opinion by CHLA President Bill Giambrone - Blazing a Trail Through the GSE Jungle - Scotsmanguide.com July 2018

Housing-finance reform doesn’t require hacking away the current system This article appeared on Scotsmanguide.com - July 2018 By Bill Giambrone, president and CEO, Platinum Home Mortgage ...

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5 Questions on Trump's Plan to Reform Fannie Mae and Freddie Mac - Nat'l Mortgage News 6/27/18

June 27, 2018 Reported by Hannah Lang in National Mortgage News -  CHLA Executive Director, Scott Olson, talks about the potential problems of additional ...

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White House unveils goal to privatize GSEs - Scotsman Guide 6/21/18

June 21, 2018 As reported by Victor Whitman in Scotsman Guide, the White House yesterday released their plan to end the ...

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NEW: CHLA 2018 Report on Independent Mortgage Bankers

 

CHLA GSE REFORM PLAN
IMB MARKET SHARE
FHA – REDUCING PREMIUMS
SAFE ACT PARITY
MORTGAGE INTEREST DEDUCTION – AT RISK
REGULATORY RELIEF FOR IMBS