The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.


As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.


Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing on Principles of Housing Finance Reform.

Read his Statement.

Featured Posts

CHLA Letter to Senate Leadership on H.R.1 - 11/15/17

2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601   November 15, 2017   The Honorable Orrin Hatch                                 The Honorable Ron Wyden Chairman        ...

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CHLA Letter to House Leadership on H.R.1 - 11/15/17

2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601 November 15, 2017     The Honorable Paul Ryan                                    The Honorable Nancy Pelosi Speaker        ...

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Freddie expects hurricane losses, but still reports $4.7B profit - National Mortgage News 10/31/17

October 31, 2017 As reported today by Brian Collins in National Mortgage News, despite potential losses resulting from a multi-million pretax ...

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Op-Ed: Regulatory playing field for banks, nonbanks is anything but level - American Banker BankThink 10/11/17

  Published in BankThink October 11 2017, 9:30am EDT By Scott Olson   Policymakers in Washington often have the objective to level the regulatory playing ...

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CHLA Underscores Importance of Nonbanks - Inside Mortgage Finance 9/15/2017

By  George Brooks As reported in Inside Mortgage Finance on 9/15/17. Independent mortgage bankers are leading all other lenders in providing mortgage loans ...

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CHLA/CMLA Joint Letter to Secretary Mnuchin - 9/18/17

September 18, 2017 Hon. Steven Mnuchin Secretary Department of the Treasury 1500 Pennsylvania Avenue, NW Washington DC 20229 Dear Secretary Mnuchin: We are writing to commend you ...

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Scotsman Guide - Groups push for FICO score alternative

Groups push for FICO score alternative by Victor Whitman Reported in Scotsman Guide on Aug 28, 2017 ET The mortgage lobby last week ...

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Opinion by CHLA president, Bill Giambrone: Small lenders want GSEs preserved

Opinion: Small lenders want GSEs preserved By William Giambrone Published by Scotsman Guide on August 1, 2017  16:50 ET Recently, I had the ...

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Small lenders testify before Senate Banking Committee - Housing Wire 7/20/17

Small lenders to Congress: Here’s the GSE reform we don’t want to see July 20, 2017 by  Kelsey Ramírez    From a Housing Wire ...

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Scotsman Guide - Small lenders grab spotlight on reform debate

Small lenders grab spotlight on reform debate by Victor Whitman Reported in Scotsman Guide,  July 20, 2017 Small lenders testifying before a U.S. ...

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Small lenders, consumer groups offer GSE reform alternative - National Mortgage News 6/28/17

  June 28 2017, 3:12pm EDT As reported by Kate Berry in National Mortgage News, the Main Street GSE Reform Coalition, comprised of ...

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Small lenders fear GSE reform would resurrect bulk discounts for big banks - National Mortgage News 7/20/17

  July 20 2017, 5:44 pm EDT As reported by Ian McKendry in National Mortgage News, small lenders such as the CHLA testifying at a ...

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