The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.

  • As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.CHLA Addresses HFSC on “Bipartisan Housing Finance Reform Act of 2018” – December 2018

Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing on Principles of Housing Finance Reform.

Read his Statement.


Featured Posts

House committee passes bill to make FHA loans less expensive

Aims to limit mortgage insurance premiums for FHA borrowers As reported by Jessica Guerin in HousingWire on June 13, ...

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CHLA writes to express our strong support for H.R. 3141, the “FHA Loan Affordability Act of 2019.”

June 7, 2019The Honorable Maxine Waters Chairwoman House Committee on Financial Services 2129 Rayburn House Office Building  Washington, DC ...

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Viewpoint: Temper Ideals with Reality in Housing Reform

Laudable goal of reducing government footprint needs to be weighed against what policy changes will accomplish By Michael Delehanty, chief financial ...

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CHLA Letter to GNMA Re: Request for Input Regarding Potential Changes to the Parameters Governing Loan Eligibility for Pooling into Its Mortgage-Backed Securities (MBS)

Government National Mortgage Association 451 7th Street, Room B-133 Washington, DC 20410The Community Home Lenders Association (CHLA) appreciates the ...

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Opinion: Holistic approach needed to fix vital federal mortgage programs

The following Op-Ed by CHLA Board Member, Deborah Sturges, appeared in National Mortgage News on May 17, 2019.By ...

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CHLA Recommendations for FHA Policies

[May 2019]ELIMININATING LIFE OF LOAN PREMIUMSFHA should end its Life of Loanpremium policy that was put in place in 2013. This ...

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CHLA Asks Congress to Approve Higher Pay Scale for FHA Staff and Fund FHA IT Upgrades

Contact: Scott Olson                                                For Immediate Release        ...

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Op-ed: Ginnie Mae must balance supervision with the scope of servicers' risk

By Scott OlsonThis Op-ed appeared in National Mortgage News on February 23, 2019. In tightening ofsupervision of its smaller ...

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LO Comp Flexibility to Increase Consumer Choice and Savings

2101 Wilson Boulevard, Suite 610Arlington, VA 22201(571) 527-2601April 8, 2019Ms. Kathy Kraninger DirectorConsumer Financial ProtectionBureau1700 G Street, NW Washington, DC20552Dear ...

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CHLA Asks Congress to Approve Higher Pay Scales for Ginnie Mae Staff

In identical letters (House letter attached) to House and Senate authorizers and appropriators, the Community Home Lenders Association (CHLA) ...

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FHFA chief-to-be's top priority: More capital for Fannie, Freddie

March 10, 2019As Hannah Lang reports in National Mortgage News, Mark Calabria, the expected soon-to-be head of FHFA, supports allowing ...

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CHLA supports nomination of Mark Calabria for FHFA director

February 14, 2019As reported by Paul Muolo of Inside Mortgage Finance, the Community Home Lenders Association has come out in ...

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CHLA 2019 Report on GINNIE MAE

CHLA Addresses HFSC on “Bipartisan Housing Finance Reform Act of 2018” – December 2018

“It’s Time for a New Regulatory Paradigm” – CHLA Op-Ed November 2018

CHLA 2018 Report on Independent Mortgage Bankers