The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas. As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


IMG_0345White House meeting with NEC staff – to discuss CHLA recommendations on access to credit and role of non-bank mortgage lenders.
Featured Posts
Op-Ed:  Congress Risks Letting Big Banks Control Housing Finance

Op-Ed: Congress Risks Letting Big Banks Control Housing Finance

Congress Risks Letting Big Banks Control Housing Finance By Scott Olson May 26, 2016 It is quite clear that comprehensive legislative reform of the ...

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Housing Wire 3/23/16 – SAFE Transitional Licensing Act of 2015 moves to Senate

Housing Wire 3/23/16 - SAFE Transitional Licensing Act of 2015 moves to Senate

House passes sweeping change to loan originator licensing rules SAFE Transitional Licensing Act of 2015 moves to Senate May 23, 2016 Ben Lane The House ...

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CHLA Renews Call for FHFA to Let Fannie Mae and Freddie Mac Build Capital

  Community Home Lenders Association Renews Call for FHFA to Let  Fannie Mae and Freddie Mac Build Capital Action Comes in Wake of ...

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Letter to CFPB Director Cordray – Regulation and Enforcement Recommendations – 4/27/16

Letter to CFPB Director Cordray - Regulation and Enforcement Recommendations - 4/27/16

2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601 April 27, 2016 Mr. Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear ...

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HousingWire 3/08/16 – CHLA Op.Ed. – GSE reform is happening: Are people paying attention?

HousingWire 3/08/16 - CHLA Op.Ed. - GSE reform is happening: Are people paying attention?

GSE reform is happening: Are people paying attention? The disagreement on what comes next March 8, 2016 Scott Olson  Congress recently adopted so-called government-sponsored ...

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CHLA POLICY POSITIONS

FHA – ACCESS AND AFFORDABILITY
SAFE ACT PARITY
TRANSITIONAL LICENSING
GSEs – FEDERAL REGULATION
GSEs – CONGRESSIONAL MORTGAGE REFORM
MORTGAGE RULES AND REGULATIONS