The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.

 

As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs. He spoke on “Principles of Housing Finance Reform”.

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Housing Wire – Small lenders testify before Senate Banking Committee

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Scotsman Guide – Small lenders grab spotlight on reform debate

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Small lenders grab spotlight on reform debate by Victor Whitman Reported in Scotsman Guide,  July 20, 2017 Small lenders testifying before a U.S. ...

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Nat’l Mortgage News – Small lenders fear GSE reform would resurrect bulk discounts for big banks

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National Mortgage News 7/07/17 – Lack of FHA chief fuels uncertainty about premium cut

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Bloomberg First Word 6/28/17 – Small Lender, Civil Rights Groups Want Fannie, Freddie Released

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[Counterpoint] Here’s how small lenders can support GSE reform

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[Counterpoint] Here's how small lenders can support GSE reform The debate behind recapitilizing the GSEs by  Bill Giambrone CHLA President Op-ed in HousingWire ...

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PoliticoPro 6/28/17 – Main Street GSE Reform Coalition

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By Lorraine Woellert 06/28/2017 03:20 PM EDT Profits from Fannie Mae and Freddie Mac should be used to support affordable housing and ...

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National Mortgage News 6/28/17 – Small Lenders, Consumer Groups offer GSE Reform Alternative

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Small lenders, consumer groups offer GSE reform alternative By Kate Berry National Mortgage News reports on June 28, 2017 A group of small and ...

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Main Street GSE Reform Coalition – Common GSE Reform Principles

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American Banker Op-ed 6/27/17 – Small Lenders need to be in Room where GSE Happens

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Housing Wire 6/15/17 – CHLA, NAR weigh in on regulatory burdens in comment letter to HUD

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CHLA 2017 POLICY AGENDA
CHLA GSE REFORM PLAN
IMB MARKET SHARE
FHA – REDUCING PREMIUMS
SAFE ACT PARITY
MORTGAGE INTEREST DEDUCTION – AT RISK
REGULATORY RELIEF OF IMBS