The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.


As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.


Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing on Principles of Housing Finance Reform.

Read his Statement.

Featured Posts

CHLA Op-ed: How IMBs are leading the way - 8/9/18

August 9, 2018 by  Scott Olson Independent mortgage bankers have increasingly been in the news of late. Ten years after the 2008 housing ...

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Treasury urges mortgage sector to embrace digital tech - Nat'l Mortgage News 8/06/18

August 6, 2018 As reported by Hannah Lang in National Mortgage News today,  the recently released report by the Treasury Department ...

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Opinion by CHLA President Bill Giambrone - Blazing a Trail Through the GSE Jungle - July 2018

Housing-finance reform doesn’t require hacking away the current system This article appeared on - July 2018 By Bill Giambrone, president and CEO, Platinum Home Mortgage ...

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5 Questions on Trump's Plan to Reform Fannie Mae and Freddie Mac - Nat'l Mortgage News 6/27/18

June 27, 2018 Reported by Hannah Lang in National Mortgage News -  CHLA Executive Director, Scott Olson, talks about the potential problems of additional ...

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White House unveils goal to privatize GSEs - Scotsman Guide 6/21/18

June 21, 2018 As reported by Victor Whitman in Scotsman Guide, the White House yesterday released their plan to end the ...

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CHLA Welcomes Administration call to end GSEs' Conservatorship - 6/21/18

...But Renews concerns about Additional Guarantors & Small Lender Protections Response to Release of "Delivering Government  Solutions in the 21st Century" Contact: Scott Olson ...

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CHLA, Other Groups Urge FHFA to Make Progress Toward Ending Fannie/Freddie Conservatorship

GSE Main Street Coalition Letter Asks FHFA Director Watt to Use HERA authority to: (1) Suspend the quarterly Profit Sweep, ...

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Joint Letter to FHFA Director Watt to suspend the quarter dividend sweep and direct Fannie Mae and Freddie Mac to develop capital restoration plans

June 18, 2018 The Honorable Mel Watt Director Federal Housing Finance Agency 400 7th Street, SW Washington, DC 20024 Dear Director Watt: The signatories below represent civil ...

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CHLA weighs in on FHA & Brian Montgomery News - Rob Chrisman 6/1/18

June 1, 2018 by  Rob Chrisman (Excerpt) ...“Because FHA borrowers are being overcharged and FHA’s financial metrics continue to be strong, CHLA is ...

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CHLA Letter to FHA Commissioner Brian Montgomery - 5/30/18

2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601   May 30, 2018 Mr. Brian Montgomery Commissioner Federal Housing Administration Department of Housing and Urban Development 451 7th ...

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CHLA Press Release - 52 Community IMBs send letter to CFPB seeking streamlined regulation - 5/21/18

    52 Community Independent Mortgage Bankers (IMBs) Send Letter to CFPB Seeking Streamlined Regulation  Contact: Scott Olson           ...

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52 Community Independent Mortgage Bankers (IMBs) Send Letter to CFPB Seeking Streamlined Regulation 5/21/18

May 21, 2018      Attention: Monica Jackson Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552                  ...

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NEW: CHLA 2018 Report on Independent Mortgage Bankers