The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.


As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.


Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing on Principles of Housing Finance Reform.

Read his Statement.

Featured Posts

CHLA Letter to FHFA Director Mel Watt re: MI Volume Discounts - 5/17/18

  2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601 May 17, 2018   The Hon. Mel Watt Director Federal Housing Finance Agency 400 7th Street SW Washington DC ...

Read More

Consumer complaint database could soon go - Scotsman Guide 4/16/18

April 16, 2018 Scotsman Guide  The Consumer Financial Protection Bureau (CFPB) under the direction of Mick Mulvaney, is reviewing how the agency ...

Read More

Bill would force CFPB to provide better guidance - Scotsman Guide 4/23/18

April 23, 2018 As posted on by Victor Whitman ( Two members of Congress on the House Financial Services Committee, have introduced legislation seeking ...

Read More

CHLA Comment Letter - CFPB Supervision and Enforcement

2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601 April 2, 2018   Re:  Request for Information Regarding Bureau Enforcement Processes;         ...

Read More

Charter creep concerns resurface in Freddie's new risk-sharing pilot - National Mortgage News 3/14/18

March 14 2018 As reported by Brad Finkelstein in National Mortgage News, mortgage trade groups including CHLA, would like to see more transparency ...

Read More

Dodd-Frank relief bill moves to the Senate floor - Scotsman Guide 3/05/18

March 5, 2018 As posted on by Victor Whitman ( Senate Bill 2155, the Economic Growth, Regulatory Relief and Consumer Protection Act, ...

Read More

Trade group: America doesn't need multiple GSEs - Interview with CHLA executive director, Scott Olson

 Feb 26, 2018   By Victor Whitman An interview with CHLA executive director Scott Olson appearing in Scotsman Guide on February 26, 2018, explains why ...

Read More

CHLA Releases Detailed Concerns Regarding Multi-Guarantor GSE Reform Model

Concerns Regarding GSE Multi-Guarantor Model Community Home Lenders Association (CHLA) February 21, 2018   Last July, CHLA and 5 other associations representing small mortgage ...

Read More

GSEs will need one-time bailouts - Scotsman Guide 2/14/18

February 14, 2018 GSEs Fannie Mae and Freddie Mac have announced that "they will need to take draws on the U.S. ...

Read More

CHLA Reacts to Fannie Mae Draw - 2/14/18

CHLA Reacts to Fannie Mae Draw -- Congress Should Heed Director Watt's Warning Not to React in Haste  Contact: Scott Olson ...

Read More

Upbeat FHA outlook in Trump budget renews calls for premium reduction - National Mortgage News 2/13/18

  February 13, 2018 As reported by Brian Collins in National Mortgage News, while the Federal Housing Administration mortgage insurance program is expected to be ...

Read More

GSE bill would expand competition and Ginnie Mae - Scotsman Guide 2/01/18

As reported by Victor Whitman in, A GSE reform bill pending in the Senate Committee on Banking, Housing, & Urban ...

Read More