The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas. As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


IMG_0345White House meeting with NEC staff – to discuss CHLA recommendations on access to credit and role of non-bank mortgage lenders.
Featured Posts
Why Housing Should Rank High on Trump’s Domestic Agenda (National Mortgage News 11/10/16)

Why Housing Should Rank High on Trump's Domestic Agenda (National Mortgage News 11/10/16)

Why Housing Should Rank High on Trump's Domestic Agenda BY SCOTT OLSON NOV 10, 2016 4:21PM ET Eight years ago, as Barack Obama woke ...

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Scotsman Guide 11/15/16 – FHA Insurance fund gains strength in 2016

Scotsman Guide 11/15/16 - FHA Insurance fund gains strength in 2016

Nov 15, 2016  16:25 ET FHA insurance fund gains strength in 2016   A strong housing market has left the Federal Housing Administration’s (FHA's)mortgage insurance fund on ...

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Scotsman Guide 11/30/16 – Treasury pick Mnuchin pushes GSE privatization

Scotsman Guide 11/30/16 - Treasury pick Mnuchin pushes GSE privatization

  Nov 30, 2016  15:05 ET Treasury pick Mnuchin pushes GSE privatization   President-elect Donald Trump’s pick to lead the U.S. Treasury said reforming and privatizing Fannie Mae ...

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Housing Wire 11/04/16 – CHLA renews call to allow Fannie Mae, Freddie Mac to rebuild capital

Housing Wire 11/04/16 - CHLA renews call to allow Fannie Mae, Freddie Mac to rebuild capital

Community lenders renew call to allow Fannie Mae, Freddie Mac to rebuild capital GSEs reported combined net income of more than ...

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National Mortgage News 10/27/16 – Pressure Building on FHA to Cut Premiums Again

National Mortgage News 10/27/16 - Pressure Building on FHA to Cut Premiums Again

Pressure Building on FHA to Cut Premiums Again   By Brian Collins October 27, 2016   A financial report due out soon could reignite a ...

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National Mortgage News 10/18/16 – Nonbank Lenders Fearful of Privatized Common Securitization Platform

National Mortgage News 10/18/16 - Nonbank Lenders Fearful of Privatized Common Securitization Platform

Nonbank Lenders Fearful of Privatized Common Securitization Platform   By Brad Finkelstein October 18, 2016   “A privatized CSP would more difficult for small and ...

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Letter to CFPB Director Cordray 1017/16 – CFPB Proposed Rule – TRID

Letter to CFPB Director Cordray 1017/16 - CFPB Proposed Rule - TRID

2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601 October 17, 2016 Comment Letter – CFPB Proposed Rule – TRID Docket No. CFPB – ...

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Scotsman Guide 10/14/16 – Industry split on FHA insurance-premium cuts

Scotsman Guide 10/14/16 - Industry split on FHA insurance-premium cuts

Industry split on FHA insurance-premium cuts   A nonbank mortgage trade association renewed calls this week for the government to cut insurance ...

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National Mortgage News 10/13/16 – Small Lenders Worry GSE Moves Will Leave Them Behind

National Mortgage News 10/13/16 - Small Lenders Worry GSE Moves Will Leave Them Behind

Small Lenders Worry GSE Moves Will Leave Them Behind   By Brian Collins October 13, 2016   "Private mortgage insurers or other guarantors must be ...

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Letter to HUD Deputy Secretary Golding 10/13/16 – Another request to FHA to further reduce annual premiums and end “Life of Loan” policy

Letter to HUD Deputy Secretary Golding 10/13/16 - Another request to FHA to further reduce annual premiums and end Life of Loan policy

2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601 October 13, 2016 Mr. Edward Golding Principal Deputy Assistant Secretary Office of Housing Department of Housing and ...

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Scotsman Guide 10/6/16 – Front-end risk sharing threatens small lenders

Scotsman Guide 10/6/16 - Front-end risk sharing threatens small lenders

Front-end risk sharing threatens small lenders Interview with Scott Olson, executive director of CHLA The government-sponsored enterprises (GSEs) Fannie Mae and Freddie ...

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Inside Mortgage Finance 8/24/16 – Trade Groups with Nonbank Members Ask the CFPB: How About Us?

Inside Mortgage Finance 8/24/16 - Trade Groups with Nonbank Members Ask the CFPB: How About Us?

Trade Groups with Nonbank Members Ask the CFPB: How About Us? By Carisa Chappell cchappell@imfpubs.com Two industry trade groups that represent small- and ...

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CHLA POLICY POSITIONS

FHA – ACCESS AND AFFORDABILITY
SAFE ACT PARITY
TRANSITIONAL LICENSING
GSEs – FEDERAL REGULATION
GSEs – CONGRESSIONAL MORTGAGE REFORM
MORTGAGE RULES AND REGULATIONS