The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.

 

As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing on Principles of Housing Finance Reform.

Read his Statement.


Featured Posts

CHLA/CMLA Joint Letter to Secretary Mnuchin - 9/18/17

September 18, 2017 Hon. Steven Mnuchin Secretary Department of the Treasury 1500 Pennsylvania Avenue, NW Washington DC 20229 Dear Secretary Mnuchin: We are writing to commend you ...

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Inside Mortgage Finance 9/15/2017 – CHLA Underscores Importance of Nonbanks

Inside Mortgage Finance 9/15/2017 - CHLA Underscores Importance of Nonbanks

CHLA Underscores Importance of Nonbanks By George Brooks gbrooks@imfpubs.com As reported in Inside Mortgage Finance today: Independent mortgage bankers are leading all other lenders ...

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Scotsman Guide – Groups push for FICO score alternative

Scotsman Guide - Groups push for FICO score alternative

Groups push for FICO score alternative by Victor Whitman Reported in Scotsman Guide on Aug 28, 2017 ET The mortgage lobby last week ...

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Opinion by CHLA president, Bill Giambrone: Small lenders want GSEs preserved

Opinion by CHLA president, Bill Giambrone: Small lenders want GSEs preserved

Opinion: Small lenders want GSEs preserved By William Giambrone Published by Scotsman Guide on August 1, 2017  16:50 ET Recently, I had the ...

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Housing Wire – Small lenders testify before Senate Banking Committee

Housing Wire - Small lenders testify before Senate Banking Committee

Small lenders to Congress: Here’s the GSE reform we don’t want to see Testify before Senate Banking Committee by   Kelsey Ramírez,   ...

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Scotsman Guide – Small lenders grab spotlight on reform debate

Scotsman Guide - Small lenders grab spotlight on reform debate

Small lenders grab spotlight on reform debate by Victor Whitman Reported in Scotsman Guide,  July 20, 2017 Small lenders testifying before a U.S. ...

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Nat’l Mortgage News – Small lenders fear GSE reform would resurrect bulk discounts for big banks

Nat'l Mortgage News - Small lenders fear GSE reform would resurrect bulk discounts for big banks

Small lenders fear GSE reform would resurrect bulk discounts for big banks By Ian McKendry   July 20 2017, 5:44pm EDT National Mortgage News ...

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National Mortgage News 7/07/17 – Lack of FHA chief fuels uncertainty about premium cut

National Mortgage News 7/07/17 - Lack of FHA chief fuels uncertainty about premium cut

Lack of FHA chief fuels uncertainty about premium cut By Brian Collins Published July 07 2017, 3:31 pm EDT in National Mortgage News WASHINGTON — ...

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Bloomberg First Word 6/28/17 – Small Lender, Civil Rights Groups Want Fannie, Freddie Released

Bloomberg First Word 6/28/17 - Small Lender, Civil Rights Groups Want Fannie, Freddie Released

Small Lender, Civil Rights Groups Want Fannie, Freddie Released By Joe Light | June 28, 2017 03:47PM ET | Bloomberg First Word Groups representing small lenders, ...

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[Counterpoint] Here’s how small lenders can support GSE reform

[Counterpoint] Here's how small lenders can support GSE reform

[Counterpoint] Here's how small lenders can support GSE reform The debate behind recapitilizing the GSEs by  Bill Giambrone CHLA President Op-ed in HousingWire ...

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Small lenders and affordable housing groups issue joint GSE reform proposal

Small lenders and affordable housing groups issue joint GSE reform proposal

Small lenders and affordable housing groups issue joint GSE reform proposal A guide to protect small lenders   Housing Wire  reported on June ...

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National Mortgage News 6/28/17 – Small Lenders, Consumer Groups offer GSE Reform Alternative

National Mortgage News 6/28/17 - Small Lenders, Consumer Groups offer GSE Reform Alternative

Small lenders, consumer groups offer GSE reform alternative By Kate Berry National Mortgage News reports on June 28, 2017 A group of small and ...

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NEW:  CHLA REPORT ON IMBs

 

CHLA GSE REFORM PLAN
IMB MARKET SHARE
FHA – REDUCING PREMIUMS
SAFE ACT PARITY
MORTGAGE INTEREST DEDUCTION – AT RISK
REGULATORY RELIEF FOR IMBS