The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas. As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


20170306_180408White House meeting with Mark Calabria, senior economic advisor to Vice President Mike Pence.
Featured Posts
CHLA: Budget Numbers Show FHA is Continuing to Overcharge Borrowers

CHLA: Budget Numbers Show FHA is Continuing to Overcharge Borrowers

CHLA:  Budget Numbers Show FHA is  Continuing to Overcharge Borrowers $30 million Technology Fee should instead come out of $7.1 billion in Net ...

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Nat’l Mortgage News 5/23/17 – Lenders protest proposed FHA fee for risk upgrades

Nat'l Mortgage News 5/23/17 - Lenders protest proposed FHA fee for risk upgrades

Lenders protest proposed FHA fee for risk upgrades Brian Collins May 23 2017, 4:14pm EDT WASHINGTON — Lenders are objecting to the Trump ...

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Housing Wire 5/23/17 – Affordable housing groups say Trump budget would be catastrophic

Housing Wire 5/23/17 - Affordable housing groups say Trump budget would be catastrophic

Affordable housing groups say Trump budget would be catastrophic Claim it takes policy in the wrong direction May 23, 2017 Kelsey Ramírez Affordable housing ...

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National Mortgage News – 5/17/17  FHFA, Treasury should cooperate on GSE capital buffer, housing groups say

National Mortgage News - 5/17/17 FHFA, Treasury should cooperate on GSE capital buffer, housing groups say

FHFA, Treasury should cooperate on GSE capital buffer, housing groups say By Brian Collins May 17 2017, 5:53pm EDT WASHINGTON — Fannie Mae and ...

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Scotsman Guide 5/11/17 – Watt says FHFA could withhold GSE dividends

Scotsman Guide 5/11/17 - Watt says FHFA could withhold GSE dividends

Watt: FHFA could withhold GSE dividends May 11, 2017 In testimony Thursday, Federal Housing Finance Agency (FHFA) Mel Watt strongly hinted that ...

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CHLA lauds FHFA Director Watt's testimony on GSE Capital Buffer

CHLA Lauds FHFA Director Watt's testimony on GSE Capital Buffer, Reforms Undertaken to Date   Contact: Scott Olson         ...

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Housing Wire 5/10/17 – Independent Mortgage Bankers say Financial CHOICE Act still needs work

Housing Wire 5/10/17 - Independent Mortgage Bankers say Financial CHOICE Act still needs work

Despite relief, independent mortgage bankers say Financial CHOICE Act still needs work "One additional provision is needed" May 10, 2017 Scott Olson The Financial ...

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CHLA Releases Data Showing Non-Bank Dominance in FHA Loan Origination is Not New – 5/4/17

CHLA Releases Data Showing Non-Bank Dominance in FHA Loan Origination is Not New - 5/4/17

CHLA Releases Data Showing Non-bank Dominance in FHA Loan Origination is not a New Phenomenon   Non-bank Ginnie Mae Share has Soared ...

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Scotsman Guide 4/19/17 – GSEs ramp up risk sharing to mixed reviews

Scotsman Guide 4/19/17 - GSEs ramp up risk sharing to mixed reviews

GSEs ramp up risk sharing to mixed reviews April 19, 2017 The government-sponsored enterprises Fannie Mae and Freddie Mac ramped up efforts ...

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American Banker 4/26/17 – BankThink A GSE risk we can no longer ignore: Do nothing

American Banker 4/26/17 - BankThink A GSE risk we can no longer ignore: Do nothing

BankThink A GSE risk we can no longer ignore: Doing nothing By Scott Olson April 26 2017, 12:00pm EDT We are approaching the 10th year of ...

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Housing Wire 4/12/17 – Community lenders stress possible negative impact on MID in tax reform

Housing Wire 4/12/17 - Community lenders stress possible negative impact on MID in tax reform

Community lenders stress possible negative impact on mortgage interest deduction in tax reform Pens letter with two requests April 12, 2017 Brena Swanson As ...

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CHLA Letter to House Ways and Means and Senate Finance – More information is needed on the Impact of a Higher Standard Deduction on MID 4/12/17

CHLA Letter to House Ways and Means and Senate Finance - More information is needed on the Impact of a Higher Standard Deduction on MID 4/12/17

  2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601 April 12, 2017 Rep. Kevin Brady                 ...

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CHLA POLICY POSITIONS

FHA – ACCESS AND AFFORDABILITY
SAFE ACT PARITY
TRANSITIONAL LICENSING
GSEs – FEDERAL REGULATION
GSEs – CONGRESSIONAL MORTGAGE REFORM
MORTGAGE RULES AND REGULATIONS