The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.


As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.


Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing on Principles of Housing Finance Reform.

Read his Statement.

Featured Posts

Federal regulator calls for turning GSEs into utilities - Scotsman Guide 1/18/18

January 18, 2018 As reported in Scotsman Guide, FHFA Director Mel Watt has outlined the agency's recommended approach to reform the ...

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2018 Compliance & Regulation Outlook - National Mortgage News 12/26/17

December 26, 2017 As reported by Brian Collins in National Mortgage News, GSE reform in 2018 is more likely than ever.  ...

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Lender group asks CFPB to delay new HMDA requirements - Mortgage Professional America 12/15/17

December 15, 2017 As reported by Francis Monfort in Mortgage Professional America, the Community Home Lenders Association has written to Mick ...

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CHLA Commends FHFA and Treasury for Establishment of GSE Capital Reserve

  Contact: Scott Olson                                   ...

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CHLA Calls for Delay in New HMDA Requirements - IMF news 12/14/17

December 14, 2017 As Thomas Ressler writes in IMF news, the Community Home Lenders Association has asked CFPB Acting Director Mick ...

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Mortgage lenders ask CFPB's Mulvaney to delay HMDA rule - National Mortgage News 12/13/17

December 13, 2017 As reported by Kate Berry in National Mortgage News, in a letter to CFPB's acting director, Mick Mulvaney, the ...

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CHLA letter to CFPB Acting Director, Mick Mulvaney re: HMDA requirements

December 13, 2017   The Honorable Mick Mulvaney Acting Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Acting Director Mulvaney: The Community Home ...

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CHLA Calls on Congress to Restore Homeownership Tax Incentives - 12/06/17

CHLA Calls on Congress to Make Changes to Restore Homeownership Tax Incentives - Releases More Details on CHLA's Mortgage Credit Proposal Contact: ...

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CHLA Mortgage Interest Credit Proposal

  December 2017 PROVISIONS 15 % non-refundable tax credit for the amount of combined qualified mortgage interest, property taxes, and charitable deductions that ...

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Senators ready mortgage servicing fix as tax reform nears finish line - National Mortgage News 12/01/17

December 01 2017 As reported by Brian Collins in National Mortgage News, with the passage of the tax reform bill by ...

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Lenders protest proposed FHA fee for risk upgrades - National Mortgage News 5/23/17

  May 23 2017, 4:14 pm EDT As reported by Brian Collins in National Mortgage News, CHLA and other mortgage lenders are objecting to the Trump ...

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FHA premium cut still may not happen after Montgomery is confirmed - National Mortgage News 11/29/17

November 29,2017 As reported by Brian Collins in today's National Mortgage News,  though it seems likely that Brian Montgomery will once ...

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