The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas. As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


IMG_0345White House meeting with NEC staff – to discuss CHLA recommendations on access to credit and role of non-bank mortgage lenders.
Featured Posts

Joint Letter to FHFA Director Watt - 5/31/16 - Suspend GSE Dividend Payments to Treasury

May 31, 2016   The Honorable Mel Watt, Director Federal Housing Finance Agency 400 7th Street, SW Washington, D.C. 20219 Dear Director Watt: Our organizations are ...

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Letter to the Editor (The Washington Post 6/08/16) – Don’t Reform Fannie Mae and Freddie Mac into the Grasp of Wall Street and Big Banks

Letter to the Editor (The Washington Post 6/08/16) - Don't Reform Fannie Mae and Freddie Mac into the Grasp of Wall Street and Big Banks

Letters to the Editor Don’t reform Fannie Mae and Freddie Mac into the grasp of Wall Street and big banks June 7 Regarding ...

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Op-Ed 5/23/16: CHLA Lauds Passage of Transitional Licensing Bill

Op-Ed 5/23/16: CHLA Lauds Passage of Transitional Licensing Bill

CHLA Lauds Passage of  Transitional Licensing Bill Legislation Underscores Need for Separate  Action on a Universal SAFE Act Test Contact:  Scott Olson                                                                                   For Immediate Release (571) 527-2601             ...

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National Mortgage News 6/01/16 – Civil Rights, Consumer Groups Urge FHFA to Recapitalize Fannie and Freddie

National Mortgage News 6/01/16 - Civil Rights, Consumer Groups Urge FHFA to Recapitalize Fannie and Freddie

Civil Rights, Consumer Groups Urge FHFA to Recapitalize Fannie and Freddie By Brian Collins June 1, 2016 Several civil rights and community development ...

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HousingWire 6/01/16 – Is the FHA about to cut mortgage insurance premiums again?

HousingWire 6/01/16 - Is the FHA about to cut mortgage insurance premiums again?

Is the FHA about to cut mortgage insurance premiums again? Compass Point analysts set odds of additional cut at 60% June 1, ...

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CHLA POLICY POSITIONS

FHA – ACCESS AND AFFORDABILITY
SAFE ACT PARITY
TRANSITIONAL LICENSING
GSEs – FEDERAL REGULATION
GSEs – CONGRESSIONAL MORTGAGE REFORM
MORTGAGE RULES AND REGULATIONS