The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.

As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing on Principles of Housing Finance Reform.

Read his Statement.


Featured Posts

FHFA chief-to-be's top priority: More capital for Fannie, Freddie

March 10, 2019As Hannah Lang reports in National Mortgage News, Mark Calabria, the expected soon-to-be head of FHFA, supports allowing ...

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CHLA supports nomination of Mark Calabria for FHFA director

February 14, 2019As reported by Paul Muolo of Inside Mortgage Finance, the Community Home Lenders Association has come out in ...

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CHLA Releases Ginnie Mae Report

Report Calls for Balanced Supervision of Smaller IMB IssuersContact: Scott Olson                                                        ...

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Latest GSE reform offers blueprint without Congress - January 17, 2019

January 17, 2019 As reported by Hannah Lang in today's National Mortgage News, Community Home Lenders Association Executive Director, Scott Olson, ...

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GSE Reform Returns to Capitol Hill - 12/21/18

December 21, 2018 As reported by Victor Whitman in today's, the House Financial Services Committee, in its final hearing of ...

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CHLA Statement to House Financial Services Committee on The Bipartisan Housing Finance Reform Act of 2018

    Testimony of Don Calcaterra, Jr. On behalf of the Community Home Lenders Association (CHLA)     House Financial Services Committee  Hearing on “The Bipartisan Housing Finance Reform ...

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GSE capital rule is hypothetical, but FHFA gets earful anyway - 11/26/18

November 26, 2018 As reported by Hannah Lang in National Mortgage News, mortgage lenders and consumer groups are making their voices ...

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HUD to address increased risk with FHA loans - 11/15/18

November 15, 2018 As reported by Victor Whitman on, FHA Commissioner Brian Montgomery is looking to make significant changes that will ...

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CHLA Op-Ed: It's Time for a New Regulatory Paradigm - November 2018

More balanced oversight is required to ensure fair competition in the mortgage industry by Scott Olson, Executive Director, Community Home Lenders ...

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CHLA Calls on RHS to Eliminate Anachronistic Interest Rate Cap

CHLA Calls on RHS to Eliminate  "Anachronistic" Interest Rate Cap     Contact: Scott Olson                    ...

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CHLA Comment Letter to USDA Rural Housing Service re: RHS Interest Rate Ceiling

  October 12, 2018   Request for Information Establishment of Maximum Interest Rate Rural Housing Service   Kate Jensen Finance and Loan Analyst Single Family Housing Guaranteed Loan Program USDA ...

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CHLA Member IMBs Write IRS: IMBs Should Be Fully Eligible for Small Business Passthrough Tax Deduction 10/01/2018

  October 1, 2018   Hon. Steven Mnuchin                                ...

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CHLA 2019 Report on GINNIE MAE

CHLA Addresses HFSC on “Bipartisan Housing Finance Reform Act of 2018” – December 2018

“It’s Time for a New Regulatory Paradigm” – CHLA Op-Ed November 2018

CHLA 2018 Report on Independent Mortgage Bankers