The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas.

 

As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


Giambrone testifying July 20,2017

William Giambrone, President of Community Home Lenders Association (CHLA) testified on July 20th before the U.S. Senate Committee on Banking, Housing, and Urban Affairs hearing on Principles of Housing Finance Reform.

Read his Statement.


Featured Posts

Op-Ed: Regulatory playing field for banks, nonbanks is anything but level - American Banker BankThink 10/11/17

  Published in BankThink October 11 2017, 9:30am EDT By Scott Olson   Policymakers in Washington often have the objective to level the regulatory playing ...

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Inside Mortgage Finance 9/15/2017 - CHLA Underscores Importance of Nonbanks

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CHLA/CMLA Joint Letter to Secretary Mnuchin - 9/18/17

September 18, 2017 Hon. Steven Mnuchin Secretary Department of the Treasury 1500 Pennsylvania Avenue, NW Washington DC 20229 Dear Secretary Mnuchin: We are writing to commend you ...

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Scotsman Guide - Groups push for FICO score alternative

Groups push for FICO score alternative by Victor Whitman Reported in Scotsman Guide on Aug 28, 2017 ET The mortgage lobby last week ...

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Opinion by CHLA president, Bill Giambrone: Small lenders want GSEs preserved

Opinion: Small lenders want GSEs preserved By William Giambrone Published by Scotsman Guide on August 1, 2017  16:50 ET Recently, I had the ...

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Small lenders testify before Senate Banking Committee - Housing Wire 7/20/17

Small lenders to Congress: Here’s the GSE reform we don’t want to see July 20, 2017 by  Kelsey Ramírez    From a Housing Wire ...

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Scotsman Guide - Small lenders grab spotlight on reform debate

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Small lenders, consumer groups offer GSE reform alternative - National Mortgage News 6/28/17

  June 28 2017, 3:12pm EDT As reported by Kate Berry in National Mortgage News, the Main Street GSE Reform Coalition, comprised of ...

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Small lenders fear GSE reform would resurrect bulk discounts for big banks - National Mortgage News 7/20/17

  July 20 2017, 5:44 pm EDT As reported by Ian McKendry in National Mortgage News, small lenders such as the CHLA testifying at a ...

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Bloomberg First Word 6/28/17 - Small Lender, Civil Rights Groups Want Fannie, Freddie Released

Small Lender, Civil Rights Groups Want Fannie, Freddie ReleasedBy Joe Light | June 28, 2017 03:47PM ET | Bloomberg First Word Groups representing small lenders, ...

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[Counterpoint] Here's how small lenders can support GSE reform

[Counterpoint] Here's how small lenders can support GSE reform The debate behind recapitilizing the GSEs by  Bill Giambrone CHLA President Op-ed in HousingWire ...

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Small lenders and affordable housing groups issue joint GSE reform proposal - Housing Wire 6/28/17

A guide to protect small lenders June 28, 2017: by  Brena Swanson From the above Housing Wire article:   “Small lender and affordable housing association groups ...

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NEW:  CHLA REPORT ON IMBs

 

CHLA GSE REFORM PLAN
IMB MARKET SHARE
FHA – REDUCING PREMIUMS
SAFE ACT PARITY
MORTGAGE INTEREST DEDUCTION – AT RISK
REGULATORY RELIEF FOR IMBS