The Community Home Lenders Association (CHLA) is a national nonprofit association of community-based mortgage lenders, whose mission is to promote federal housing policies that increase affordable mortgage loan options for homeowners and borrowers, and that foster a diverse and competitive mortgage industry that serves all borrowers and areas. As Congress debates mortgage reform, and federal agencies implement new mortgage rules, CHLA believes that policy makers should adopt policies that encourage a re-localization of mortgage lending and a broad market of mortgage loan originators, as well as implement rules and regulations that treat all mortgage originators fairly, regardless of size or financial structure.

 


IMG_0345White House meeting with NEC staff – to discuss CHLA recommendations on access to credit and role of non-bank mortgage lenders.
Featured Posts
CHLA/CMLA Response Letter to  Moody’s Analytics Economist

CHLA/CMLA Response Letter to Moody's Analytics Economist

Mark Zandi Chief Economist Moody's Analytics 121 North Walnut Street, Suite 500 West Chester, PA 19380-3166   Dear Mark: We read with some interest your recent Washington ...

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Scotsman Guide – 1/09/2017  FHA Announces Insurance Premium Cut

Scotsman Guide - 1/09/2017 FHA Announces Insurance Premium Cut

Jan 9, 2017  11:50 ET FHA announces insurance-premium cut   In one of the last acts of the Obama administration, the Federal Housing Administration has announced another ...

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CHLA Commends HUD for FHA Premium Cut - 1/08/2017

Community Home Lenders Association Commends HUD for FHA Premium Cut For Immediate Release     January 8, 2017 Contact: Scott Olson 571-527-2601 __________________________________ Scott Olson, Executive ...

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No, the Futute of Fannie and Freddie Is Not a ‘Sideshow’ – National Mortgage News 12/28/16

No, the Futute of Fannie and Freddie Is Not a 'Sideshow' - National Mortgage News 12/28/16

  No, the Future of Fannie and Freddie Is Not a 'Sideshow' By Glen Corso, Scott Olson December 28, 2016 We write jointly as representatives ...

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Nat’l Mortgage News 12/27/16 – Five Questions Facing the GSEs Common Securitization Platform

Nat'l Mortgage News 12/27/16 - Five Questions Facing the GSEs Common Securitization Platform

Five Questions Facing the GSEs' Common Securitization Platform By Jacob Passy December 27, 2016   EXCERPT: But market response to the new security and the ...

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Nat’l Mortgage News 12/23/16 – Housing Groups Turn to Trump to Recapitalize GSEs

Nat'l Mortgage News 12/23/16 - Housing Groups Turn to Trump to Recapitalize GSEs

Housing Groups Turn to Trump to Recapitalize GSEs By Brian Collins December 23, 2016 "The Obama administration has been adamant against amending the ...

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CHLA Letter to President-Elect Trump  12/20/16

CHLA Letter to President-Elect Trump 12/20/16

  2101 Wilson Boulevard, Suite 610 Arlington, VA 22201 (571) 527-2601 December 21, 2016 A Bold Housing Agenda to Help Working   Families   Dear President-Elect Trump: The Community ...

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Why Housing Should Rank High on Trump’s Domestic Agenda (National Mortgage News 11/10/16)

Why Housing Should Rank High on Trump's Domestic Agenda (National Mortgage News 11/10/16)

Why Housing Should Rank High on Trump's Domestic Agenda BY SCOTT OLSON NOV 10, 2016 4:21PM ET Eight years ago, as Barack Obama woke ...

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Scotsman Guide 11/15/16 – FHA Insurance fund gains strength in 2016

Scotsman Guide 11/15/16 - FHA Insurance fund gains strength in 2016

Nov 15, 2016  16:25 ET FHA insurance fund gains strength in 2016   A strong housing market has left the Federal Housing Administration’s (FHA's)mortgage insurance fund on ...

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Scotsman Guide 11/30/16 – Treasury pick Mnuchin pushes GSE privatization

Scotsman Guide 11/30/16 - Treasury pick Mnuchin pushes GSE privatization

  Nov 30, 2016  15:05 ET Treasury pick Mnuchin pushes GSE privatization   President-elect Donald Trump’s pick to lead the U.S. Treasury said reforming and privatizing Fannie Mae ...

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Housing Wire 11/04/16 – CHLA renews call to allow Fannie Mae, Freddie Mac to rebuild capital

Housing Wire 11/04/16 - CHLA renews call to allow Fannie Mae, Freddie Mac to rebuild capital

Community lenders renew call to allow Fannie Mae, Freddie Mac to rebuild capital GSEs reported combined net income of more than ...

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National Mortgage News 10/27/16 – Pressure Building on FHA to Cut Premiums Again

National Mortgage News 10/27/16 - Pressure Building on FHA to Cut Premiums Again

Pressure Building on FHA to Cut Premiums Again   By Brian Collins October 27, 2016   A financial report due out soon could reignite a ...

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CHLA POLICY POSITIONS

FHA – ACCESS AND AFFORDABILITY
SAFE ACT PARITY
TRANSITIONAL LICENSING
GSEs – FEDERAL REGULATION
GSEs – CONGRESSIONAL MORTGAGE REFORM
MORTGAGE RULES AND REGULATIONS