GSE Reform Returns to Capitol Hill – 12/21/18

December 21, 2018 As reported by Victor Whitman in today’s Scotsmanguide.com, the House Financial Services Committee, in its final hearing of 2018, met to listen to industry representatives regarding the Bipartisan Housing Finance Reform Act.  Lobbyists for larger housing and banking trade groups, as well as smaller independent mortgage banks … Continue reading

CHLA Statement to House Financial Services Committee on The Bipartisan Housing Finance Reform Act of 2018

    Testimony of Don Calcaterra, Jr. On behalf of the Community Home Lenders Association (CHLA)     House Financial Services Committee  Hearing on “The Bipartisan Housing Finance Reform Act of 2018”   December 21, 2018    Chairman Hensarling, Ranking Member Waters, and Members of the Committee, I appreciate this … Continue reading

GSE capital rule is hypothetical, but FHFA gets earful anyway – 11/26/18

November 26, 2018 As reported by Hannah Lang in National Mortgage News, mortgage lenders and consumer groups are making their voices heard as FHFA develops a plan meant to help with the transition if Fannie and Freddie are released from government conservatorship.  CHLA comments. Click Here for full article.   … Continue reading

CHLA Op-Ed: It’s Time for a New Regulatory Paradigm – November 2018

More balanced oversight is required to ensure fair competition in the mortgage industry by Scott Olson, Executive Director, Community Home Lenders Association “…the time has come for a more even-handed approach to mortgage regulation — a new paradigm if you will — that puts the focus on borrowers; bases the … Continue reading

CHLA Comment Letter to USDA Rural Housing Service re: RHS Interest Rate Ceiling

  October 12, 2018   Request for Information Establishment of Maximum Interest Rate Rural Housing Service   Kate Jensen Finance and Loan Analyst Single Family Housing Guaranteed Loan Program USDA Rural Development 1400 Independence Avenue STOP 0784, Room 2250 Washington DC  20250-1522 Dear Ms. Jensen: The Community Home Lenders Association … Continue reading