CHLA Comment Letter to USDA Rural Housing Service re: RHS Interest Rate Ceiling

  October 12, 2018   Request for Information Establishment of Maximum Interest Rate Rural Housing Service   Kate Jensen Finance and Loan Analyst Single Family Housing Guaranteed Loan Program USDA Rural Development 1400 Independence Avenue STOP 0784, Room 2250 Washington DC  20250-1522 Dear Ms. Jensen: The Community Home Lenders Association … Continue reading

CHLA Member IMBs Write IRS: IMBs Should Be Fully Eligible for Small Business Passthrough Tax Deduction 10/01/2018

  October 1, 2018   Hon. Steven Mnuchin                                         Hon. Charles Rettig Secretary, Department of the Treasury           Commissioner, Internal Revenue Service 1500 Pennsylvania Avenue NW                … Continue reading

Non-bank lenders have become the largest source of mortgage lending in the country. – The Washington Post 9/21/18

September 21, 2018 As reported by Jonnelle Marte in The Washington Post, non-bank lenders have been increasing their market share due in part to traditional banks scaling back their presence in the mortgage market. “Banks aren’t really making loans to low- to moderate-income families, so non-banks are doing it,” said Scott Olson, executive … Continue reading

CHLA letter to FHFA re: Capital Requirements for Fannie Mae and Freddie Mac – 9/5/18

September 5, 2018   Notice of Proposed Rulemaking Federal Housing Finance Agency Enterprise Capital Requirements RIN 2590-AA95 The Community Home Lenders Association (CHLA) is pleased to submit these comments regarding the Federal Housing Finance Agency’s (FHFA) proposed rule to establish Capital Requirements for Fannie Mae and Freddie Mac.  CHLA does … Continue reading

Federal control of Fannie and Freddie – What’s Next? – National Mortgage News 9/3/18

September 03 2018 As reported by Hannah Lang on, ten years have passed since the GSEs were placed in “temporary” conservatorship, and long-term GSE reform still seems far-off.  Scott Olson, CHLA executive director, comments on some of the reforms enacted under FHFA, and voices support for the GSEs’ need to hold on … Continue reading

CHLA letter to Sec. Mnuchin and Comm. Kautter re: Tax Pass-through – 9/4/18

September 4, 2018   Hon. Steven Mnuchin                                      Hon. David J. Kautter Secretary, Department of the Treasury         Commissioner, Internal Revenue Service 1500 Pennsylvania Avenue NW                      1111 Constitution Avenue NW Washington, DC 20220                                   Washington, DC  20224 RE:  Internal Revenue Service Proposed Amendments to the Income Tax Regulations (26 CFR part 1) … Continue reading

FHFA ends GSE’s expanding role in its single-family rental pilot programs – Nat’l Mortgage News 8/21/18

August 21, 2018 As reported by Elina Tarkazikis on, the Federal Housing Finance Agency is ending its experimental programs expanding the GSEs into the single-family rental market, a move supported by the Community Home Lenders Association. “The Community Home Lenders Association is pleased that FHFA has concluded that GSE financing of large-scale … Continue reading