GSE capital rule is hypothetical, but FHFA gets earful anyway – 11/26/18

November 26, 2018 As reported by Hannah Lang in National Mortgage News, mortgage lenders and consumer groups are making their voices heard as FHFA develops a plan meant to help with the transition if Fannie and Freddie are released from government conservatorship.  CHLA comments. Click Here for full article.   … Continue reading

CHLA Op-Ed: It’s Time for a New Regulatory Paradigm – November 2018

More balanced oversight is required to ensure fair competition in the mortgage industry by Scott Olson, Executive Director, Community Home Lenders Association “…the time has come for a more even-handed approach to mortgage regulation — a new paradigm if you will — that puts the focus on borrowers; bases the … Continue reading

Non-bank lenders have become the largest source of mortgage lending in the country. – The Washington Post 9/21/18

September 21, 2018 As reported by Jonnelle Marte in The Washington Post, non-bank lenders have been increasing their market share due in part to traditional banks scaling back their presence in the mortgage market. “Banks aren’t really making loans to low- to moderate-income families, so non-banks are doing it,” said Scott Olson, executive … Continue reading

Federal control of Fannie and Freddie – What’s Next? – National Mortgage News 9/3/18

September 03 2018 As reported by Hannah Lang on Nationalmortgagenews.com, ten years have passed since the GSEs were placed in “temporary” conservatorship, and long-term GSE reform still seems far-off.  Scott Olson, CHLA executive director, comments on some of the reforms enacted under FHFA, and voices support for the GSEs’ need to hold on … Continue reading

FHFA ends GSE’s expanding role in its single-family rental pilot programs – Nat’l Mortgage News 8/21/18

August 21, 2018 As reported by Elina Tarkazikis on nationalmortgagenews.com, the Federal Housing Finance Agency is ending its experimental programs expanding the GSEs into the single-family rental market, a move supported by the Community Home Lenders Association. “The Community Home Lenders Association is pleased that FHFA has concluded that GSE financing of large-scale … Continue reading

FHFA has announced end of expansion into the single-family rental market – Housing Wire 8/21/18

August 21, 2018 As reported by Ben Lane on HousingWire.com, FHFA has announced an end to their expansion into the single-family rental market – a move supported by the Community Home Lenders Association. “The Community Home Lenders Association is pleased that FHFA has concluded that GSE financing of large-scale single-family rental portfolios … Continue reading

Treasury urges mortgage sector to embrace digital tech – Nat’l Mortgage News 8/06/18

August 6, 2018 As reported by Hannah Lang in National Mortgage News today,  the recently released report by the Treasury Department is being well-received by the mortgage industry, including industry representatives of the smaller and mid-sized independent mortgage banks like the Community Home Lenders Association (CHLA). Click Here to read … Continue reading