Opinion by CHLA President Bill Giambrone – Blazing a Trail Through the GSE Jungle – Scotsmanguide.com July 2018

Housing-finance reform doesn’t require hacking away the current system This article appeared on Scotsmanguide.com - July 2018 By Bill Giambrone, president and CEO, Platinum Home Mortgage | bio    In just two months, it will be the 10-year anniversary of the federal government putting Fannie Mae and Freddie Mac into conservatorship. This past April, Treasury … Continue reading

Preserving homeownership incentives – a national priority in tax reform

Here’s a better solution for tax reform November 22, 2017 by Scott Olson The Community Home Lenders Association is very supportive of the goals of the pending House and Senate tax bills of providing tax relief for individuals and corporations and simplifying and reforming the tax code. And if this means reforming existing homeownership … Continue reading

Op-Ed: Regulatory playing field for banks, nonbanks is anything but level – American Banker BankThink 10/11/17

  Published in BankThink October 11 2017, 9:30am EDT By Scott Olson   Policymakers in Washington often have the objective to level the regulatory playing field. But federal oversight of mortgage bankers has been anything but equitable. The Consumer Financial Protection Bureau was given authority to examine both bank and nonbank mortgage … Continue reading

CHLA President Op-Ed – Small lenders need to be in room where GSE debate happens

Small lenders need to be in room where GSE debate happens Op-Ed by  CHLA president, Bill Giambrone Published in American Banker June 27th, 2017: As the Senate Banking Committee seeks to revive talks over reforming the government-sponsored enterprises, a central question is the extent to which it will take into account small, independent mortgage bankers. Will … Continue reading

Opinion by CHLA president, Bill Giambrone: Small lenders want GSEs preserved

Opinion: Small lenders want GSEs preserved By William Giambrone Published by Scotsman Guide on August 1, 2017  16:50 ET Recently, I had the privilege of testifying before the U.S. Senate banking committee on behalf of the Community Home Lenders Association (CHLA) on reform of the government-sponsored enterprises, or GSEs. The … Continue reading

The Hill 6/07/17 – CHLA, CMLA & NAACP Op-Ed on Fannie Mae and Freddie Mac Troubles as Capital Dwindles

As capital dwindles, trouble looms for Fannie Mae and Freddie Mac BY GLEN CORSO, SCOTT OLSON AND HILARY SHELTON, OPINION CONTRIBUTORS - 06/07/17 06:40 PM EDT 30 Federal Housing Finance Agency (FHFA) Director Mel Watt recently delivered two direct messages to Congress: First, it is dangerous to operate the two institutions that … Continue reading

Independent Mortgage Bankers say Financial CHOICE Act still needs work – Housing Wire 5/10/17

“One additional provision is needed” by  Scott Olson This Op-ed appeared in Housing Wire on 5/10/17. The Financial CHOICE Act (FCA) that recently passed the House Financial Services Committee provides regulatory relief for independent mortgage bankers (IMBs). IMBs are nonbank mortgage lenders – the very lenders that stepped up to expand mortgage access … Continue reading

American Banker 4/26/17 – BankThink A GSE risk we can no longer ignore: Do nothing

  By Scott Olson April 26 2017, 12:00pm EDT We are approaching the 10th year of the conservatorship of Fannie Mae and Freddie Mac, yet Congress continues to struggle to produce a comprehensive reform bill for the government-sponsored enterprises. GSE reform has stalled as Fannie and Freddie — which must sweep … Continue reading