December 2017 PROVISIONS 15 % non-refundable tax credit for the amount of combined qualified mortgage interest, property taxes, and charitable deductions that exceed $13,00… Read More »CHLA Mortgage Interest Credit Proposal
MAIN STREET GSE REFORM COALITION COMMON GSE REFORM PRINCIPLES Introduction For a variety of reasons, the time has come to end the conservatorships of Fannie… Read More »Main Street GSE Reform Coalition – Common GSE Reform Principles
Parity – Equitable Treatment of Lenders by Size In order to promote mortgage market competition, and to assure fair and equal treatment for the borrowers… Read More »GSEs – Federal Regulation
Reducing Annual Premiums Since February, 2014, the CHLA has led the push for a reduction in the annual premiums that FHA charges on its loans… Read More »FHA – Access and Affordability
Issue On January 20, 2013, the CFPB adopted its Loan Originator Compensation Rule, which took effect in January, 2014. Among other things, the rule implements Section… Read More »SAFE Act Parity
The Community Home Lenders Association recognizes that abuses that took place in the subprime era harmed consumers, housing markets, and the broader economy. While CHLA… Read More »Mortgage Rules and Regulations