Op-Eds
HousingWire – Opinion: Freddie Mac second mortgage loans further its mission
Federal Housing Finance Agency (FHFA) Director Sandra Thompson recently announced its conditional approval of Freddie Mac pilot to purchase second mortgages.I’ve personally been an outspoken supporter of this endeavor and I applaud this decision.
tHE mORTGAGE NOTE – A National Homeownership Month Scorecard
June is National Homeownership Month. So the Community Home Lenders of America (CHLA) has called on Congress to begin debate and ultimately enact a Mortgage Interest Credit (MIC) when it considers tax legislation next year to extend expiring provisions from the 2017 Tax Cut and Jobs Act (TCJA). The 2017 TCJA raised the standard deduction and capped state and local tax (SALT) deductions at $10,000.
National Mortgage News – opinion: Loan think What a balanced approach to non-bank mortgage servicing looks like
Last week, the Financial Stability Oversight Council (FSOC) released its report on nonbank mortgage servicing.
housingwire – OPINION: AGENCIES ARE KEY TO FIXING HOUSING AFFORDABILITY
It’s an election year, and housing affordability appears to be a big concern for voters. So, it’s not surprising to see the administration and members of Congress announcing big ticket legislative initiatives to boost homeownership – like a 1st time homebuyer tax credit and the Neighborhood Investment Act to fix up older homes. The Community Home Lenders of America (CHLA) applauds these initiatives. With the
HousingWire – Opinion: Agencies are key to fixing Housing Affordability
The reality is that when it comes to homeownership affordability, gains aren’t made through big legislative proposals, but through positive incremental steps by the agencies that run our federal mortgage programs. As the legendary Ohio State football coach Woody Hayes put it, “Three yards and a cloud of dust.”
HousingWire – Opinion: IMB risk doesn’t merit regulator alarm
“IMBs welcome scrutiny of both their finances and their performance in serving consumers’ mortgage needs. They just ask that a good narrative doesn’t get in the way of the facts.”
Sue Melnick Appointed to CHLA Board of Directors
(Washington, D.C.) – The Community Home Lenders of America (CHLA) announced that Sue Melnick has been appointed to the Board of Directors. In this role,
Sue Melnick Appointed to CHLA Board of Directors
(Washington, D.C.) – The Community Home Lenders of America (CHLA) announced that Sue Melnick has been appointed to the Board of Directors. In this role,