CHLA’s Policy Director Craig Thomas outlines the positive trends this year for smaller lenders in GSE policies – including permanent G Fee parity, recent changes to expand access to GSE mortgage credit, and recommendations for further steps FHFA and the GSEs should take

CHLA’s Executive Director Scott Olson argues that with influential mortgage players in Washington using high priced lobbyists, small and mid-sized IMBs need to band together to win critical battles on issues like SAFE Act parity, cutting FHA premiums, and defending IMBs against efforts to paint IMBs as too risky

An Inside Sources CHLA Op-Ed highlighted CHLA aggressive advocacy campaign since early this year for FHFA to suspend the January PSPA restrictions on investor and higher risk loans

In a Housing Wire Op-Ed, CHLA lays out a strong case against Federal Reserve Chairman Jerome Powell’s call to extend CRA to non-banks, including IMBs – citing IMBs much stronger track record serving minorities and underserved than banks and explaining why CRA for IMBs makes no sense.

In a National Mortgage News Op-ed, Bill Giambrone highlights CHLA’s recent letter to Treasury and FHFA asking for a suspension of the January PSPA amendments which cap the volume of “higher risk’ GSE loans and investor loans – and hurt smaller lenders by capping cash window sales to $1.5 billion a year.

In an article in the April Scotsman Guide Magazine, Taylor Stork and Matt Van Fossen highlight the paradox that mortgage loan originators that work at banks are exempt from basic qualifications requirements such as having to pass the SAFE Act text and an independent background check and completing 8 hours of annual continuing education. The article concludes by calling on the CFPB to close this